Who can apply for the Malta MPRP?
The documented eligibility criteria for the main applicant and dependants: nationality, age, financial position, fit-and-proper tests and other schemes — with the regulation behind each one.
Nationality
The MPRP is open only to third-country nationals. The regulations define the term as anyone who is not an EU citizen, and expressly provide that EEA and Swiss nationals are not treated as third-country nationals either. Maltese nationals are excluded, and a beneficiary who later becomes Maltese, EEA or Swiss ceases to benefit from the certificate. [Government of Malta — Subsidiary Legislation under the Immigration Act (Cap. 217)]
The Residency Malta Agency also maintains a list of excluded countries. Applicants must not "hail from sanctioned countries, as announced from time to time by Residency Malta". The list is Agency policy and can change; the 2024 Agency FAQ listed Afghanistan, North Korea, Iran, the Democratic Republic of Congo, Somalia, South Sudan, Sudan, Syria, Yemen and Venezuela, and stated that applications from the Russian Federation and Belarus were not eligible. Confirm the current list before planning an application.
Age
Only a person who has reached 18 can be the main applicant (regulation 9(1)). Younger family members are included as dependants.
Financial position
On submission the main applicant must present evidence of assets of at least €500,000, of which at least €150,000 in financial assets, or at least €650,000, of which at least €75,000 in financial assets (regulation 9(2)). The requirement applies to the main applicant alone and does not scale with the family size. The capital must be held for five years from the certificate date (regulation 15(1)(g)).
The applicant must also have stable and regular resources sufficient to maintain the family without recourse to Malta's social assistance system (regulation 15(1)(d)).
Fit and proper
Regulation 13 sets minimum eligibility criteria for the main applicant and every dependant, including a proper background verification of everyone over 14; no indictment before an international criminal court; no INTERPOL or EUROPOL listing; no threat to national security, public policy or public health; no charges or convictions for terrorism, money laundering, terrorist financing, crimes against humanity, war crimes or human-rights crimes; no offences against the good order of the family; no conviction or pending charges for an offence punishable by more than one year's imprisonment (other than involuntary offences); no international sanctions listing; no previous refusal of an MPRP certificate or Maltese citizenship; no previous loss of a certificate; no activity likely to bring Malta into disrepute; and the application must not be against the public interest. See Fit and proper.
Other schemes
Neither the main applicant nor a dependant may currently benefit from the Residents Scheme Regulations, the Highly Qualified Persons Rules, the High Net Worth Individuals (Non-EU/EEA/Swiss) Rules, the Malta Retirement Programme Rules, the Qualifying Employment in Innovation and Creativity Rules or the Residence Programme Rules.
Health
Applicants confirm that they and their dependants are not suffering from a serious or contagious illness, are otherwise in good health and will not be an unreasonable burden on the national health system (regulation 12(1)(f)), and must hold health insurance covering all risks normally covered for Maltese nationals.
Dependants
Who qualifies as a dependant is defined precisely in regulation 3 — see Family & dependants. Every dependant is subject to due diligence.
Check the criteria step by step
The eligibility assessment walks through each documented criterion and explains which of your answers affect the result. It is informational only: eligibility is decided solely by the Residency Malta Agency.
Official requirements, quoted
Third-country national (non-EU, non-EEA, non-Swiss)
Plain English
The MPRP is only open to people who are not citizens of an EU member state, an EEA state (Iceland, Liechtenstein, Norway) or Switzerland. Maltese citizens cannot apply. The same applies to every dependant included on the certificate.
Who it applies to
Main applicant and every dependant
Documented exceptions
None documented. A beneficiary who later becomes a Maltese, EEA or Swiss national ceases to benefit from the certificate (regulation 17(1)).
Official wording
“"third-country national" means any person who is not a citizen of the European Union within the meaning of Article 20 of the Treaty on the European Union and the Treaty on the Functioning of the European Union: Provided that for the purposes of these regulations, EEA nationals and Swiss nationals shall not be considered to be third-country nationals.”
S.L. 217.26, regulation 3 (definition) and regulation 15(1)(a), 15(2)(a)
Required evidence
Certified true copy of the full passport for each person; identity card where issued.
Common mistakes
Dual nationals holding an EU passport are not third-country nationals for these purposes.
Main applicant must be at least 18
Plain English
Only an adult (18 or over) can be the main applicant. Younger family members can be included as dependants.
Who it applies to
Main applicant
Official wording
“An individual who has attained the age of eighteen (18) years, as duly represented by an agent, may apply to the Agency for the issuance of a certificate under these regulations.”
S.L. 217.26, regulation 9(1)
Required evidence
Passport and birth certificate.
Not from a country excluded by the Agency
Plain English
The Residency Malta Agency publishes, and periodically revises, a list of countries whose nationals (or people with close ties to them) cannot apply. The list is a policy decision of the Agency, not part of the regulations, so it can change at any time.
Who it applies to
Main applicant and dependants
Documented exceptions
The Agency decides which countries are excluded and may revise the list at its discretion.
Official wording
“They must not hail from sanctioned countries, as announced from time to time by Residency Malta.”
Residency Malta Agency MPRP page; S.L. 217.26 regulation 13(1)(h) (international sanctions)
Required evidence
Nationality shown in the passport; the Agency also considers close ties to an excluded country.
Common mistakes
Assuming a list found on a third-party website is current. The FAQ (V2.6.1, 2024) named Afghanistan, North Korea, Iran, the Democratic Republic of Congo, Somalia, South Sudan, Sudan, Syria, Yemen and Venezuela, and stated that applications from the Russian Federation and Belarus were not eligible; this list may since have been revised — confirm with the Agency or a licensed agent.
Not a beneficiary of certain other Maltese residence/tax schemes
Plain English
The main applicant and dependants cannot at the same time benefit from the Residents Scheme Regulations, the Highly Qualified Persons Rules, the High Net Worth Individuals (Non-EU/EEA/Swiss) Rules, the Malta Retirement Programme Rules, the Qualifying Employment in Innovation and Creativity Rules or the Residence Programme Rules.
Who it applies to
Main applicant and dependants
Official wording
“he is not a person who benefits under the Residents Scheme Regulations, the Highly Qualified Persons Rules, the High Net Worth Individuals - Non-EU/EEA/Swiss Nationals Rules, the Malta Retirement Programme Rules, the Qualifying Employment in Innovation and Creativity (Personal Tax) Rules or the Residence Programme Rules”
S.L. 217.26, regulation 3 (definition 'dependant', proviso); regulation 15(1)(b), 15(2)(b)
Required evidence
Declaration in the application forms.
Capital assets of €500,000 (incl. €150,000 financial) or €650,000 (incl. €75,000 financial)
Plain English
On submission, the main applicant must prove they own assets worth at least €500,000, of which at least €150,000 are financial assets (for example bank deposits, listed shares, bonds or funds). Alternatively, assets of at least €650,000 with at least €75,000 in financial assets. The requirement applies to the main applicant alone and does not increase with the number of dependants. The capital must be maintained for five years from the date the certificate is issued.
Who it applies to
Main applicant (the spouse's share of jointly owned property may count only if the spouse is on the application — FAQ Q25)
Documented exceptions
A qualifying property purchased by the main applicant may count towards the assets (regulation 12(1)(c) proviso).
Official wording
“Upon submission of the application, the main applicant … shall present evidence of possession of assets, to the satisfaction of the Agency: (a) having a value of not less than five hundred thousand euro (€500,000), out of which a minimum of one hundred and fifty thousand euro (€150,000) shall be in the form of financial assets …; or (b) having a value of not less than six hundred and fifty thousand euro (€650,000), out of which a minimum of seventy-five thousand euro (€75,000) shall be in the form of financial assets …”
S.L. 217.26, regulation 9(2); regulation 15(1)(g) (held for five years)
Required evidence
Bank statements, investment portfolio statements, property valuations by an architect, company financial statements — issued by reputable institutions (FAQ Q32–Q33). Cryptocurrencies are not accepted as financial assets (FAQ Q27).
Common mistakes
Counting assets held in a benefactor's name (they must be transferred to the applicant with documentary evidence — FAQ Q36); relying on an employment income test, which no longer exists (FAQ Q28).
Stable and regular resources
Plain English
The applicant must be able to support themselves and their dependants without relying on Malta's social assistance system, for the whole life of the certificate.
Who it applies to
Main applicant (in respect of the whole family)
Official wording
“he is in receipt of stable and regular resources which are sufficient to maintain himself and his dependants without recourse to the social assistance system of Malta”
S.L. 217.26, regulation 15(1)(d)
Required evidence
Statement of source of funds and wealth (Form MPRP2), bank statements, evidence of employment or business ownership.
Fit and proper: clean criminal record and no threat to public interest
Plain English
Every applicant and dependant aged 14 or over is subject to background verification. The regulations list disqualifying circumstances: being indicted before an international criminal court; being listed by INTERPOL or EUROPOL; posing a threat to national security, public policy or public health; charges or convictions for terrorism, money laundering, funding of terrorism, crimes against humanity, war crimes or human-rights crimes; offences against the good order of the family (such as paedophilia, rape, abduction); any offence punishable with more than one year's imprisonment (other than an involuntary offence); being named in international sanctions; a previous refusal of an MPRP certificate or of Maltese citizenship; previous loss of a certificate; involvement in activity that may bring Malta into disrepute; or the application being against the public interest.
Who it applies to
Main applicant and every dependant (background checks from age 14)
Official wording
“the minimum eligibility criteria for an application under these regulations, for the main applicant and any of his dependants, shall be as follows: (a) a proper background verification of the main applicant and his dependants over the age of fourteen (14) years … (l) the application is not deemed to be against the public interest.”
S.L. 217.26, regulation 13(1)(a)–(l); regulation 14 (due diligence)
Required evidence
Police conduct certificates; sworn declaration that the information provided is true (regulation 13(1)(g)); agent's know-your-customer report; the Agency's own multi-tier due diligence including third-party providers.
Common mistakes
Omitting a country of residence from the police-certificate list; providing false or incomplete information, which alone is a ground for refusal (regulation 12(6)).
Frequently asked questions
Can EU, EEA or Swiss citizens apply?
No. The programme is only for third-country nationals. EU citizens, EEA nationals (Iceland, Liechtenstein, Norway) and Swiss nationals are expressly excluded, as are Maltese nationals. This applies to every dependant too.
Which nationalities cannot apply?
The Agency excludes nationals of, and people with close ties to, countries it designates from time to time. The 2024 Agency FAQ listed Afghanistan, North Korea, Iran, the Democratic Republic of Congo, Somalia, South Sudan, Sudan, Syria, Yemen and Venezuela, and stated that applications from the Russian Federation and Belarus were not eligible. The list is set by Agency policy and can be revised at any time, so confirm the current position with the Agency or a licensed agent before relying on it.
Is there a language test or minimum stay requirement?
The Agency FAQ confirms no language test applies. The regulations do not impose a minimum number of days of physical presence in Malta; the obligations relate to property, insurance, assets and conduct.
What health insurance is required?
A policy covering all risks normally covered for Maltese nationals, for the main applicant and every dependant, maintained for as long as the certificate is held. The Agency describes it as covering risks in Malta and other European countries, and its FAQ indicates a minimum of €30,000 cover per annum with full expenses covered for Malta, plus separate travel insurance when travelling in Schengen.
Sources & Verification
Verified 30 September 2026 against the sources below- Legislation
Malta Permanent Residence Programme Regulations (S.L. 217.26), consolidated
Government of Malta — Subsidiary Legislation under the Immigration Act (Cap. 217)
Subsidiary Legislation 217.26 — Malta Permanent Residence Programme Regulations, L.N. 121 of 2021 as amended by L.N. 57 and 310 of 2024 and L.N. 146 of 2025
- Published
- 29 Mar 2021
- Effective
- 22 Jul 2025
- Last checked
- 30 Sept 2026
- Status
- Active
Reference: SL-217-26Official requirement - Official Authority
Residency Malta Agency — Malta Permanent Residence Programme (MPRP) page
Residency Malta Agency (Government of Malta)
Malta Permanent Residence Programme (MPRP) — eligibility criteria, application & programme requirements, benefits
- Published
- —
- Effective
- —
- Last checked
- 30 Sept 2026
- Status
- Active
Reference: RMA-MPRP-PAGEOfficial requirement - Government Publication
Residency Malta Agency — MPRP Frequently Asked Questions (V2.6.1)
Residency Malta Agency (Government of Malta)
Frequently Asked Questions — Malta Permanent Residence Programme (MPRP), version 2.6.1
- Published
- 01 Jul 2024
- Effective
- —
- Last checked
- 30 Sept 2026
- Status
- Active
Reference: RMA-MPRP-FAQ-2-6-1Official requirement
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Written by
Malta MPRP Guide Editorial Team
Research & editorial
The editorial team researches the Malta Permanent Residence Programme directly from the consolidated regulations (S.L. 217.26), the Legal Notices that amend them and the Residency Malta Agency's published material. Ever…
Reviewed by
Fact-check & source review
Responsible for reviewing published pages against the current text of S.L. 217.26 and the Agency's official pages, recording the verification date and flagging any page that needs an update after a legislative change. R…