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Malta MPRP Guide

Health requirements

Health insurance covering all risks normally covered for Maltese nationals, and the medical confirmation (Form MPRP3).

Written by Malta MPRP Guide Editorial TeamReviewed by Compliance ReviewerPublished 30 September 2026Updated 30 September 2026Last verified: 30 September 2026

Two health-related requirements apply: a health insurance policy for everyone on the certificate, and a medical confirmation that applicants are in good health. Both are quoted from the regulations below.

Official requirements, quoted

Health insurance covering all risks normally covered for Maltese nationals

Official requirementLast verified: 30 September 2026

Plain English

The main applicant and every dependant must hold a health insurance policy covering, in Malta, the risks normally covered for Maltese nationals, and keep it in force for as long as they hold the certificate. Dependants are not issued a residence card until they prove they have cover. The Agency describes the policy as covering risks in Malta and other European countries.

Who it applies to

Main applicant and every dependant

Official wording

“present a health insurance policy in respect of all risks normally covered for Maltese nationals … he is in possession of a health insurance in respect of all risks normally covered for Maltese nationals for himself and his dependants as the Agency considers appropriate from time to time”

S.L. 217.26, regulation 9(4)(d); regulation 15(1)(f); regulation 15(3)

Required evidence

Insurance policy document presented within eight months of the Letter of Approval in Principle, with a signed declaration that the main applicant will cover any additional local medical expenses not covered by the policy (FAQ Q83).

Common mistakes

Letting the policy lapse — the Agency removes a dependant from the certificate if cover is not maintained (regulation 15(3)). The FAQ indicates a minimum cover of €30,000 per annum for Malta, with separate travel insurance for Schengen travel (FAQ Q84).

Good health — no serious or contagious illness

Official requirementLast verified: 30 September 2026

Plain English

Applicants must confirm that they and their dependants are not suffering from a serious illness or contagious disease and are otherwise in good health, so that they will not be an unreasonable burden on Malta's health system. A medical report and questionnaire (Form MPRP3) completed by a medical practitioner is part of the application.

Who it applies to

Main applicant and every dependant

Official wording

“confirmation to the satisfaction of the Agency that the main applicant and his dependants are not suffering from any serious illness or contagious disease and that they are otherwise in good health and will not be, in terms of the medical review carried out by the Agency, of an unreasonable burden on the national health system”

S.L. 217.26, regulation 12(1)(f)

Required evidence

Form MPRP3 (Medical Report and Questionnaire) with the patient's identification document stamped and signed by the examining physician (FAQ Q61–Q62).

Sources & Verification

Verified 30 September 2026 against the sources below
  • Malta Permanent Residence Programme Regulations (S.L. 217.26), consolidated

    Government of Malta — Subsidiary Legislation under the Immigration Act (Cap. 217)

    Legislation

    Subsidiary Legislation 217.26 — Malta Permanent Residence Programme Regulations, L.N. 121 of 2021 as amended by L.N. 57 and 310 of 2024 and L.N. 146 of 2025

    Published
    29 Mar 2021
    Effective
    22 Jul 2025
    Last checked
    30 Sept 2026
    Status
    Active
    Reference: SL-217-26Official requirement
  • Residency Malta Agency — MPRP Frequently Asked Questions (V2.6.1)

    Residency Malta Agency (Government of Malta)

    Government Publication

    Frequently Asked Questions — Malta Permanent Residence Programme (MPRP), version 2.6.1

    Published
    01 Jul 2024
    Effective
    —
    Last checked
    30 Sept 2026
    Status
    Active
    Reference: RMA-MPRP-FAQ-2-6-1Official requirement
M

Written by

Malta MPRP Guide Editorial Team

Research & editorial

The editorial team researches the Malta Permanent Residence Programme directly from the consolidated regulations (S.L. 217.26), the Legal Notices that amend them and the Residency Malta Agency's published material. Ever…

C

Reviewed by

Compliance Reviewer

Fact-check & source review

Responsible for reviewing published pages against the current text of S.L. 217.26 and the Agency's official pages, recording the verification date and flagging any page that needs an update after a legislative change. R…