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Malta MPRP cost calculator

Estimate your 2026 Malta MPRP cost: €60,000 fee, €37,000 contribution, dependant fees, property, insurance and agent fees, as a PDF with every source.

Written by Malta MPRP Guide Editorial TeamPublished 30 September 2026Updated 7 October 2026Last verified: 30 September 2026

Pre-filled from listing: 3-bedroom penthouse in Mosta

Family

Spouse, children under 18 and adult children with a certified disability are exempt from the dependant fee.

Include spouse / partner

Children under 18

Adult children 18–28 (unmarried, dependent)

Adult children with certified disability

Parents (yours or spouse's)

Grandparents

Property

Purchase price

€

Minimum qualifying value €375,000

Purchase-related costs (optional)

€

Purchase costs such as stamp duty, notarial fees and the AIP permit are governed by other Maltese laws and depend on the transaction; they are not MPRP fees. Enter your own estimate from your notary.

Professional & other costs

Licensed agent / legal fees (your quote)

€

Agents set their own fees; no official guideline exists.

Include health insurance estimate

Premium per person per year (optional override)

€

Blank = midpoint of the Agency FAQ's indicative €250–€750 range.

Years to model recurring costs

Estimated total (1 person, 5 years)

€1,097,000

Estimated calculation based on the information entered. Not an official government quotation.

Government: €99,500
Property: €995,000
Professional: €0
Other: €2,500

Cost breakdown
Item	Amount	Stage
Administration fee — initial instalment on submissionComponent of ADMIN_FEE_MAIN; shown separately for the payment-stage view. Source: LN-146-2025 — S.L. 217.26, regulation 9(1); First Schedule (i) · verified 30 Sept 2026	€15,000	On submission
Administration fee — balance after approval in principleComponent of ADMIN_FEE_MAIN; shown separately for the payment-stage view. Source: LN-146-2025 — S.L. 217.26, regulation 9(4); First Schedule (i) · verified 30 Sept 2026	€45,000	After approval in principle
Government contribution — main applicantSince L.N. 146 of 2025 the contribution is the same (€37,000) for the purchase and the rental route. Source: LN-146-2025 — S.L. 217.26, regulation 9(4)(a); First Schedule (ii) · verified 30 Sept 2026	€37,000	After approval in principle
Donation to a registered Maltese NGOTo a local philanthropic, cultural, sport, scientific, animal welfare or artistic NGO registered with the Commissioner for Voluntary Organisations, or as otherwise approved by the Agency. Source: SL-217-26 — S.L. 217.26, regulation 3 (definition 'donation'); regulation 9(4)(c) · verified 30 Sept 2026	€2,000	Before certificate
Residence card fee (five-year card)1 person(s) on the certificate, five-year card. Source: RMA-MPRP-PAGE — Residency Malta Agency MPRP page and brochure 9/2025: 'a residence card fee of €500 per person, covering a period of five years' · verified 30 Sept 2026	€500	On card issue
Purchase of qualifying property (price entered)Minimum qualifying value €375,000 (Malta or Gozo). Source: LN-310-2024 — S.L. 217.26, regulation 3 (definition 'qualifying owned property') · verified 30 Sept 2026	€995,000	After approval in principle
Health insurance (1 person(s) × 5 year(s), indicative) · 5 × €500estimateIndicative range quoted in the Agency FAQ. Actual premiums depend on age, insurer and cover. The FAQ also states a minimum cover of €30,000 per annum covering full expenses for Malta. Source: RMA-MPRP-FAQ-2-6-1 — RMA FAQ V2.6.1, Q84: 'The health insurance premium should be in the range of €250 - €750 per person according to age.' · verified 30 Sept 2026	€2,500	Recurring

By payment stage

On submission€15,000
After approval in principle€1,077,000
Before certificate€2,000
On card issue€500
Recurring€2,500

Sources & Verification

Verified 30 September 2026 against the sources below

Malta Permanent Residence Programme Regulations (S.L. 217.26), consolidated
Government of Malta — Subsidiary Legislation under the Immigration Act (Cap. 217)
Legislation
Subsidiary Legislation 217.26 — Malta Permanent Residence Programme Regulations, L.N. 121 of 2021 as amended by L.N. 57 and 310 of 2024 and L.N. 146 of 2025
Published
29 Mar 2021
Effective
22 Jul 2025
Last checked
30 Sept 2026
Status
Active
Reference: SL-217-26Official requirement
Legal Notice 146 of 2025 — MPRP (Amendment) Regulations, 2025
Government of Malta — Government Gazette No. 21,472
Legal Notice
L.N. 146 of 2025: Malta Permanent Residence Programme (Amendment) Regulations, 2025
Published
22 Jul 2025
Effective
22 Jul 2025
Last checked
30 Sept 2026
Status
Active
Reference: LN-146-2025Official requirement

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Written by

Malta MPRP Guide Editorial Team

Research & editorial

The editorial team researches the Malta Permanent Residence Programme directly from the consolidated regulations (S.L. 217.26), the Legal Notices that amend them and the Residency Malta Agency's published material. Ever…

Sources & Verification

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